UPI & Wallet Payment Terms We offer secure and instant payments through UPI and supported digital wallets. By making a payment on our platform, you agree to the following terms:

1. Supported Payment Methods

• UPI (PhonePe, Google Pay, Paytm, BHIM, etc.)

• Digital Wallets supported by our payment gateway

2. Payment Confirmation

• Payments are processed instantly.

• After successful payment, you will receive a confirmation email/SMS/notification.

3. Failed / Pending Transactions

• If your payment remains pending or fails due to bank or network error, it may take up to 24–48 hours to reflect or be reversed.

• In case the amount is debited but not updated, please contact your bank/UPI app support first.

4. No Third-Party Payments

• UPI payments must be made from your own verified UPI ID.

• Third-party or proxy payments are not allowed.

5. Refund & Chargeback Policy

• All payments are final once processed.

• Refunds are only applicable in case of technical errors or duplicate payments.

• Refunds, if approved, will be credited to the same UPI ID/wallet used for payment.

6. Security

• We do not store your UPI PIN, wallet credentials, or banking details.

• All payments are securely processed through our trusted payment gateway provider.

7. Fraud or Dispute

• Any suspicious or unauthorized payment activity may result in account suspension.

• For disputes, contact us with payment proof.⸻Customer Support for any payment-related assistance, you can reach us at:

👤 Name: Amit Verma📧 Email: stichstores2365@gmail.com

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